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Business Loans

Business Loans can help fund business growth, expansion or any other worthwhile business purpose, with the flexibility of fixed, variable or capped interest rates and a choice of repayment options to suit cash flow requirements.

A fixed rate loan is a way for you to obtain finance for your business, with the added security of always knowing what your payments will be. It makes budgeting easier, because your cash flow forecasting and planning can be completed without the added pressure of managing fluctuations in the interest rate.

Fixed rate loans are available as both Business Loans and Commercial Loans. With a Business Loan, you can use your residential property as security and access lower rates, whereas a Commercial Loan allows you to use various security options.

At a glance:

  • Various repayment options including paying your interest in advance
  • Interest rate and payments fixed for the term of the fixed interest period, eliminating the risk of interest rate volatility during that period.

A fixed rate loan can be structured on an interest only basis or principal and interest fully amortising basis.

If you’re looking for a more flexible interest rate option then a variable rate loan could be just the answer. That’s because over the life of your loan, you might benefit from a downward movement in interest rates

Variable rate loans available as both Business Loans and Commercial Loans. The difference being that with a Business Loan you can use your residential property as security to access lower rates. With a Commercial Loan, you can choose from a variety of security options.

At a glance:

Flexible repayment terms

Interest rates aligned to market movement

Make additional repayments, without incurring penalties

A variable rate loan can be structured on an interest only basis or principal and interest fully amortising basis.

Business Equity

You can draw on your business equity to help fund business growth, expansion or any other worthwhile business purpose, with the flexibility of fixed, variable or capped interest rates and a choice of repayment options to suit cash flow requirements.

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We understand you to help navigate through changes in your circumstances. Our services are designed to offer a holistic and objective solution, with a complete focus on your needs.
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