Although there are many different home loans available, they are each made up of two components: interest and principal. Interest only An interest only home loan means your repayments only cover the interest for a set period of time—they won’t reduce the balance on your mortgage. This type of repayment option is ideal if you’re […]
Finding the right mortgage can take time, but has the potential to save you thousands of dollars in repayments, fees and interest over the life of the loan. Before you begin comparing home loans, you need to know what features are most relevant to you. We can assist you decide based on your current circumstances […]
Switching lenders is easy and could get you a better deal that will save you thousands over the lifetime of your loan. To get started, consider these five steps to refinancing your home loan. 1. What are your home loan needs? You should evaluate whether refinancing is right for you by contacting our advisors and […]
If you’ve had your current home loan for a number of years, we expect that your needs may have changed. You may have a different financial situation, but your current home loan may not have the range of flexible features and add-ons that are available in the market. You should review your home loan from […]