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#savings #Smart #budget #Finance #SavingTips

Skip One $20 Purchase a Week
Your daily cups of coffee, that after-work happy hour and the magazines and bottled waters you pick up from the newsstand every week can all easily add up to $20 or more—and fast.
You’re spending your money on the “nice to haves,” as opposed to the “must-haves.” Eliminating these types of small expenses probably won’t require a major change to your lifestyle—but that $80 a month you’re putting into your savings account could have a big impact.

Slash a Big Monthly Spending Category by 10%
Ferret out a budget category that you feel could use a trim and try to shave just 10% from it. Maybe that means cutting a few work lunches a month from your food budget, or skipping a few movies to trim your entertainment costs.

Talk to me on 0425 341 086 to discuss a savings plan that suits you. Subscribe to our newsletter at www.financeandmortgage.com.au.

 

savingsWe all know that we should spend less and save more. Sometimes it is nor easy to save $50 or $100 every week. Here are a few ways to save by just rethinking a few everyday chores. #Energy #Energybills #Savings #money#budget

1) TURN OFF THE LIGHTS: I can't say this enough. Just turn off the various electronic devices when not in use. How many mobile chargers are left on even when your phones are unplugged. It is a slow drain of electricity,. Save money on your energy bills and save the environment.

2) Plan your meals around your grocery store’s flyer: Instead of creating your meal plan out of thin air, plan all your meals around what’s on sale in your grocery store’s flyer. Look at the biggest sales, then plan recipes based on those ingredients and what you have on hand.

3) Remove your credit card numbers from your online accounts: It’s easy to spend online when you have your card information stored in an account – just click and buy. The best way to break this habit is to simply delete your card from the account. This way you’ll be forced to spend the time to dig out your card – and really think about why you’re spending this money.

These are a few easy everyday tips. Talk to Madhu on 0425 341 086 for more easy savings tips and for financial planning advice.

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Energy bills have been on the rise and are likely to keep increasing.

Energy bills are a big part of the monthly household budget and recent price rises have added to these costs.#budget #SavinCleanenergy #greenenergy#energy

From using the clothes line instead of a dryer to using solar panels there are plenty of options to stay within your household budget.

The good news is that there are lower price plans in the market and you can save money by switching, especially if you have been on the same plan for a while. So read your current bill carefully and make the necessary changes.

Read more on our Facebook page or at  https://www.energymadeeasy.gov.au/tips-switch.

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