If you truly love your family you will ensure that they will be Ok- With out without you.
How?
What is a Last Will:
A Last Will and testament is a legal document that lets you, the testator (the person making the will), designate individuals or charities to receive your property and possessions when you pass away. These individuals and charities are commonly referred to as beneficiaries in your last will.
A last will also allows you to name a guardian to care for minor children. The main purpose of a will is to ensure that the testator's wishes, and not the default laws of the state, will be followed upon the testator's death.
Read more at: http://www.legalzoom.com/…/last-will-and-testament-overview…
Reasons to have a last will and testament:
Appoint someone to settle your affairs. This person will also ensure that your beneficiaries receive their inheritance. Choose who will receive your property. Specify how you'd like to transfer your property to your heirs. Decide who you want to raise your kids. Name the right legal guardians for your children if you and your spouse can't be there.
Read more at: http://www.wikihow.com/Write-Your-Own-Last-Will-and-Testame…
Consult us at loans@financeandmortgage.com.au for any guidance. Do not wait too long.