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We all know that we should spend less and save more. Sometimes it is nor easy to save $50 or $100 every week. Here are a few ways to save by just rethinking a few everyday chores. #Energy #Energybills #Savings #money#budget
1) TURN OFF THE LIGHTS: I can't say this enough. Just turn off the various electronic devices when not in use. How many mobile chargers are left on even when your phones are unplugged. It is a slow drain of electricity,. Save money on your energy bills and save the environment.
2) Plan your meals around your grocery store’s flyer: Instead of creating your meal plan out of thin air, plan all your meals around what’s on sale in your grocery store’s flyer. Look at the biggest sales, then plan recipes based on those ingredients and what you have on hand.
3) Remove your credit card numbers from your online accounts: It’s easy to spend online when you have your card information stored in an account – just click and buy. The best way to break this habit is to simply delete your card from the account. This way you’ll be forced to spend the time to dig out your card – and really think about why you’re spending this money.
These are a few easy everyday tips. Talk to Madhu on 0425 341 086 for more easy savings tips and for financial planning advice.
Do you constantly overspend? You personality might be controlling your purse…
Did you know that each letter of your Myers-Briggs type could affect your finance? #Investment #Personality #introvert #extrovert #Planning#shopping
Extroversion vs. Introversion
The E-I preference pair deals with the way people source their energy. Extroverts may be prone to overspending on social activities like annual getaways with friends or work happy hours. Introverts on the other hand, may spend too much time alone pondering a big money decision, arming themselves with loads of information but not seeking potentially useful outside input.
Sensing vs. Intuition
The two middle letters that make up your MBTI personality type shed light on (1) how you absorb information and (2) how you make decisions or come to conclusions. Sensing is about taking in information in a very specific, step-by-step, sequential way. People who show a preference for Intuition prefer the big-picture information. People with extroversion and sensing preferences might not consider what’s coming around the corner so it’s important that they consider how their present decisions could affect long-term goals.
Thinking vs. Feeling
Thinking people make a pros-and-cons list. Those with a feeling approach, however, give weight to how their choices will affect those close to them.
Judging vs. Perceiving
The J-P preference pair captures the way you organize your world. People who fall under the judging could be a bit too hasty when it comes to making money moves because they just want to experience the “joy of closure. Perceiving people they tend to drag their feet because they desire casualness and flexibility. Which means that they may wait too long to make those important financial decisions.
